HomeChoice is just a downpayment help, 2nd home loan program for qualified borrowers who’ve an impairment or that have a member of the family with a impairment coping with them. Funds as much as $15,000. HomeChoice combines with House Key and Residence Advantage mortgage that is first programs. One-on-one guidance is necessary.
STARTING OUT
The step that is first to meet up with HomeChoice Lender in your town which has been trained in the HomeChoice program. The HomeChoice Lender should determine if you’re qualified to receive the HomeChoice 2nd home loan system and certainly will then refer you to definitely a freeHomebuyer Education Seminar and a HomeChoice trained company. For extra trained lenders or companies, please emailDietrich. Schmitz@wshfc.org or call 206-464-7139 or 800-767-4663.
SYSTEM DESCRIPTION
The HomeChoice 2nd Mortgage system is just a Downpayment Assistance Program for low- to-moderate income people who have an impairment or who possess a relative by having a impairment managing them and be eligible for a Home Advantage mortgage loan program that is first. A 1.00per cent rate of interest in the Downpayment Assistance loan system for first-time homebuyers (borrowers who possessn’t owned and occupied their main residence within the previous 36 months). In the event that you purchase in a targeted area you don’t have to become a first-time homebuyer.
OPTIMUM MONEY LIMITS at the time of 5/6/2019*
All The Counties $86,300
* Other demands may use. Please consult your service or lender provider to confirm the restrictions. HomeChoice borrowers additionally must complete a homebuyer that is commission-sponsored seminar just before booking of funds.
ADVANTAGES
This program offers as much as $15,000 per home in a 1.00per cent interest, re re payment deferred mortgage that is second. Second mortgages are due whenever house comes, or if perhaps house is refinanced or after three decades.
PARTICIPATING LENDERS
We wish to thank the next loan providers with regards to their involvement within the HomeChoice Downpayment Assistance Program within the last 12 months: (Verify home financing business or specific: www. Nmlsconsumeraccess.org)
Adams
Matthew Riener, NMLS #42311, Premier Mortgage Resources, Spokane Valley, mobile: (509) 362-1453, Email: matt. Riener@pmrloans.com Mark Rowley, NMLS #507148, Banner Bank, Kennewick, mobile: (509) 735-0812, e-mail: mrowley@bannerbank.com The Arc of Spokane, Loretta Cael, (509) 789-8326
Asotin
Ty Windhorst, NMLS #934314, Heritage mortgages, Spokane, mobile: (406) 360-0594, e-mail: ty@hhlnorthwest.com Mark Rowley, NMLS #507148, Banner Bank, Kennewick, Phone: (509) 735-0812, Email: mrowley@bannerbank.com
Benton
Mark Rowley, NMLS #507148, Banner Bank, Kennewick, mobile: (509) 735-0812, e-mail: mrowley@bannerbank.com Steve Morgensen, NMLS #506335, HomeStreet Bank, Spokane, mobile: (509) 723-8030, e-mail: steve. Morgensen@homestreet.com
Chelan
Kim McAlpin, NMLS #9916, Wheatland Bank, Spokane, mobile: (509) 458-5967, e-mail: Kim. McAlpin@wheatlandbank.com
Clallam
Cristie Stapp, NMLS #233065, Guild Mortgage business, Seattle, mobile: (206) 310-3402, e-mail: cstapp@guildmortgage.net
Clark
Angie Stillman, NMLS #114291, Umpqua Bank, Vancouver, mobile: (360) 609-3022, e-mail: angiestillman@umpquabank.com Leslie Girard, NMLS #58461, Evergreen mortgages, Vancouver, mobile: (360) 254-2610, e-mail: lgirard@evergreenhomeloans.com JSandi Milohov, NMLS #114287, Guild Mortgage, Longview, mobile: (360) 270-9192, e-mail: smilohov@guildmortgage.net
Columbia
Mark Rowley, NMLS #507148, Banner Bank, Kennewick, Phone: (509) 735-0812, e-mail: mrowley@bannerbank.com
Cowlitz
Cristie Stapp, NMLS #233065, Guild Mortgage business, Seattle, mobile: (206) 310-3402, e-mail: cstapp@guildmortgage.net Sandi Milohov, NMLS #114287, Guild Mortgage, Longview, mobile: (360) 270-9192, e-mail: smilohov@guildmortgage.net
Douglas
Laura A. Wells, CMPS, NMLS #330328, Envoy Mortgage, Spokane, mobile: (509) 590-1438, e-mail: wellsgroup@envoymortgage.com Karin Koenig, NMLS #117039, Movement Mortgage, Bellevue, mobile: (206) 459-1345, Email: karin. Koenig@movementmortgage.com
Ferry
Laura A. Wells, CMPS, NMLS #330328, Envoy Mortgage, Spokane, mobile: (509) 590-1438, e-mail: wellsgroup@envoymortgage.com Terry A. Wiyrick, NMLS #190050, Umpqua Bank mortgage Division, Spokane, mobile: (509) 842-9558, e-mail: terrywiyrick@umpquabank.com Julia Hansen, NMLS #334756, Guild Mortgage, Spokane Valley, mobile: 509-994-4468, e-mail: jhansen@guildmortgage.net The Arc of Spokane, Loretta Cael, (509) 789-8326
Franklin
Laura A. Wells, CMPS, NMLS #330328, Envoy Mortgage, Spokane, mobile: (509) 590-1438, e-mail: wellsgroup@envoymortgage.com Mark Rowley, NMLS #507148, Banner Bank, Kennewick, mobile: (509) 735-0812, e-mail: mrowley@bannerbank.com
Garfield
Mark Rowley, NMLS #507148, Banner Bank, Kennewick, mobile: (509) 735-0812, e-mail: mrowley@bannerbank.com
Give
Terry A. Wiyrick, NMLS #190050, Umpqua Bank mortgage loan Division, Spokane, mobile: (509) 842-9558, e-mail: terrywiyrick@umpquabank.com Ty Windhorst, NMLS #934314, Heritage mortgage loans, Spokane, Phone: (406) 360-0594, e-mail: ty@hhlnorthwest.com
Grays Harbor
Cristie Stapp, NMLS #233065, Guild Mortgage business, Seattle, mobile: (206) 310-3402, e-mail: cstapp@guildmortgage.net
Island
Joshua Henry, NMLS #399700, Caliber mortgages, Bellingham, mobile: (360) 224-0841, e-mail: joshua. Henry@caliberhomeloans.com Karin Koenig, NMLS #117039, Movement Mortgage, Bellevue, mobile: (206) 459-1345, e-mail: karin. Koenig@movementmortgage.com
Jefferson
See Clallum and Kitsap
Cristie Stapp, NMLS #233065, Guild Mortgage business, Seattle, mobile: (206) 310-3402, e-mail: cstapp@guildmortgage.net Brent G Schoeppel, NMLS #404618, LeaderOne Financial, Federal Way, Phone: (253) 468-9979, e-mail: brentschoeppel@leader1.com Karin Koenig, NMLS #117039, Movement Mortgage, Bellevue, mobile: (206) 459-1345, Email: karin. Koenig@movementmortgage.com Jeannet A. Gil, NMLS #889009, HomeStreet Bank, Seattle, mobile: 206-518-4050, e-mail: jeannet. Gil@homestreet.com Brian Rutt, NMLS #350347, US Bank, Kent, mobile: (253) 359-1883, e-mail: brian. Rutt@usbank.com Tracy O’Donnell, NMLS #982210, Caliber mortgage loans, Kent, mobile: (206) 310-2975, e-mail: tracy. Odonnell@caliberhomeloans.com Annette M Schmidt, NMLS #287955, Academy Mortgage, Federal Method, mobile: (253) 347-5052, Email: annette. Schmidt@academymortgage.com Mark Williams, NMLS #205465, Evergreen mortgages, Bellevue, mobile: (425) 748-8901, e-mail: mwilliams@evergreenhomeloans.com
Kitsap
Stephen R Coupe, NMLS #98160, Directors Mortgage Inc, Silverdale, mobile: (360) 698-3020, e-mail: scoupe@directorsmortgage.net Karin Koenig, NMLS #117039, Movement Mortgage, Bellevue, mobile: (206) 459-1345, e-mail: karin. Koenig@movementmortgage.com Brenda Leech, NMLS #329499, Academy home loan Corporation, Tacoma, mobile: (253) 732-4448, e-mail: brenda. Leech@academymortgage.com Sunny Wilson, NMLS #505811, Movement Mortgage, Puyallup, mobile: (253) 864-6222, e-mail: Sunny. Wilson@movementmortgage.com
Kittitas
Karin Koenig, NMLS #117039, Movement Mortgage, Bellevue, mobile: (206) 459-1345, e-mail: karin. Koenig@movementmortgage.com
Klickitat
See Clark and Yakima
Lewis
Cristie Stapp, NMLS #233065, Guild Mortgage business, Seattle, mobile: (206) 310-3402, Email: cstapp@guildmortgage.net
Lincoln
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Kim McAlpin, NMLS #9916, Wheatland Bank, Spokane, mobile: (509) 458-5967, e-mail: Kim. McAlpin@wheatlandbank.com Julia Hansen, NMLS #334756, Guild Mortgage, Spokane Valley, Phone: 509-994-4468, e-mail: jhansen@guildmortgage.net The Arc of Spokane, Loretta Cael, (509) 789-8326
Mason
Brenda Leech, NMLS #329499, Academy home loan Corporation, Tacoma, mobile: (253) 732-4448, e-mail: brenda. Leech@academymortgage.com
Okanogan
Laura A. Wells, CMPS, NMLS #330328, Envoy Mortgage, Spokane, mobile: (509) 590-1438, e-mail: wellsgroup@envoymortgage.com Terry A. Wiyrick, NMLS #190050, Umpqua Bank mortgage loan Division, Spokane, mobile: (509) 842-9558, e-mail: terrywiyrick@umpquabank.com
Pacific
Cristie Stapp, NMLS #233065, Guild Mortgage business, Seattle, mobile: (206) 310-3402, e-mail: cstapp@guildmortgage.net
Pend Oreille
Matthew Riener, NMLS #42311, Premier Mortgage Resources, Spokane Valley, mobile: (509) 362-1453, e-mail: matt. Riener@pmrloans.com Laura A. Wells, CMPS, NMLS #330328, Envoy Mortgage, Spokane, mobile: (509) 590-1438, e-mail: wellsgroup@envoymortgage.com Julia Hansen, NMLS #334756, Guild Mortgage, Spokane Valley, mobile: 509-994-4468, e-mail: jhansen@guildmortgage.net The Arc of Spokane, Loretta Cael, (509) 789-8326
Pierce
Sunny Wilson, NMLS #505811, Movement Mortgage, Puyallup, mobile: (253) 864-6222, e-mail: Sunny. Wilson@movementmortgage.com Ricky Gilbert, NMLS #294775, Academy Mortgage Corporation, Bonney Lake, mobile: (253) 292-3375, e-mail: ricky. Gilbert@academymortgage.com Brenda Leech, NMLS #329499, Academy home loan Corporation, Tacoma, mobile: (253) 732-4448, e-mail: brenda. Leech@academymortgage.com Rick cost, NMLS #234989, Academy Mortgage, Tacoma, mobile: (253) 279-0670, e-mail: rick. Price@academymortgage.com Steven Wright, NMLS #201189, Movement Mortgage, Puyallup, mobile: (253) 230-8622, e-mail: steven. Wright@movementmortgage.com Jeff Wood, NMLS #698240, HomeStreet Bank, Gig Harbor, mobile: (206) 369-8939, e-mail: jeff. Wood@homestreet.com
San Juan
Cristie Stapp, NMLS #233065, Guild Mortgage business, Seattle, mobile: (206) 310-3402, e-mail: cstapp@guildmortgage.net Karin Koenig, NMLS #117039, Movement Mortgage, Bellevue, mobile: (206) 459-1345, Email: karin. Koenig@movementmortgage.com
Skagit
Joshua Henry, NMLS #399700, Caliber mortgage loans, Bellingham, Phone: (360) 224-0841, Email: joshua. Henry@caliberhomeloans.com Melanie S Pysden, NMLS #384009, Caliber mortgages, Bellingham, Phone: (360) 543-8538, Email: PysdenTeam@CaliberHomeLoans.com
Skamania
Snohomish
Cheryl Taylor, NMLS #792716, Fairway Independent Mortgage Corporation, Lynnwood, mobile: (206) 218-5825, e-mail: cheryl. Taylor@fairwaymc.com Jason Gosser, NMLS #120413, Guild Mortgage business, Everett, mobile: (425) 330-1314, e-mail: jasong@guildmortgage.net Cristie Stapp, NMLS #233065, Guild Mortgage business, Seattle, mobile: (206) 310-3402, e-mail: cstapp@guildmortgage.net