Having pro mortgage brokers at each and every department workplace, regional financing servicing, in addition to capacity to apply on the internet or perhaps in-individual, Westfield Bank also offers an easy method to acquire, make, otherwise refinance.
Thinking about to buy property? Make the most of the Secure & Shop program! After you’ve become prequalified, you’ll receive an endorsement letter you to promises your interest to own 30 days so you’re able to shop confidently. Get started now! View here to make use of online, otherwise name any of the of use Home loan Officers shown less than.
Unique apps having experts, basic responders and you can basic-go out homeowners. Be sure to query united states exactly how we makes it possible to get a good rate and save very well settlement costs!
During the Westfield Lender, we’re going to getting along with you every step of one’s cure for ensure a simple, effortless, and you can stress-totally free experience. Desired house!
Home loan Issues
- Fixed-Price
- Changeable Rate
- First-Time Homeowners
- Design & Homes Funds
- Capital Fund
- Very first Responders & Experts
Fixed-Speed Mortgage loans
Which have fixed prices and you may terms, Fixed-Rate Mortgage loans give you the peace of mind from a fixed monthly payment into lifetime of the borrowed funds. Fixed-Rates Mortgages can be used for top or supplementary homes.
Adjustable Speed Mortgage loans
Built to render people with all the way down monthly payments, Variable Price Mortgages possess rates of interest which might be fixed to possess an enthusiastic initially term right after which modified from time to time afterwards. Designed for number 1 or additional residences, you can expect a variety of variable rate conditions.
First-Date Homeowners Apps
Trying to find very first household? Westfield Lender provides you with the flexibleness to try to get a home loan on the internet, truly, or both. That’s an excellent. Now, we are in addition to giving very first-date homeowners $five-hundred away from settlement costs. Which is finest!
Featuring low down payments and you can special capital conditions, our First-Time Homebuyer Software are designed to create purchasing your earliest house much easier and a lot more affordable. For a restricted time, our company is and make you to basic household pick simpler from the extending good $500 bank borrowing from the bank on closing costs towards any approved mortgage after you use with Westfield Bank.
*Debtor will get an effective $500 bank borrowing towards the settlement costs at closing. Susceptible to underwriting and you may loan acceptance. Property have to be located in Massachusetts otherwise Connecticut. Refinances off latest Westfield Bank loans are not qualified. Are alongside other offers. Promote could be rescinded any time.
Construction Financing
Building a home try a complex procedure. I assist you every step of your own answer to build your own construction financing sense since stress-free as you are able to-of begin to finishing fingernails.
- You to definitely qualification plus one closing
- Interest-simply costs during the twelve-month framework period
- Fixed-price or varying speed mortgage options
Homes Financing
Receive the best spot to build your new house? With an area Financing out of Westfield Bank, you can loans the acquisition of belongings to build with the. Limitation mortgage-to-value (LTV) is actually 80% with interest-merely payments for three decades.
Financial support Loans
Looking to buy land due to the fact a financial investment? Our Funding Fund are an easy way to invest in low-owner occupied qualities.
Effective armed forces, pros, and you may first responders, you make our very own organizations better. Thus, we’re providing $five hundred regarding closing costs and make your own mortgage feel top.
Westfield Financial values the service and sacrifice of your region’s uniformed services pros, away from effective and retired military servicepeople so you can law enforcement officers, firefighters, and you may EMTs. That is why we have been stretching an excellent $five hundred lender borrowing from the bank towards the mortgage settlement costs.
*Borrower can get an effective $five-hundred bank credit on the settlement costs from the closing. Subject to underwriting and you can mortgage acceptance. Possessions should be based in Massachusetts or Connecticut. http://cashlandloans.net/payday-loans-de Refinances out of current Westfield Bank loans commonly eligible. Promote is rescinded anytime.